About Us
Insurance that fits
your life.
Frank & Lily Insurance is an independent insurance agency focused on helping individuals, families, farms, and small businesses find coverage that actually fits their needs — not just what a single company happens to offer.
Because we're independent, we work with multiple highly rated insurance carriers. That allows us to compare options, explain the differences in plain language, and help clients make informed decisions without pressure. Our job is to be your advocate — before, during, and after the policy is in place.
We believe insurance should be straightforward, responsive, and built around real-life risks. Whether you're protecting your home, vehicles, operation, or organization, our approach is the same: understand what matters to you, identify potential gaps, and put the right coverage in place.
How We Work
Modern tools,
real people.
Frank & Lily Insurance combines traditional insurance experience with modern tools and technology to make quoting, servicing, and communication easier. You'll always have access to a real agent — along with the convenience of online options when you want them.
Our goal is simple: long-term relationships built on trust, clarity, and dependable service.
Meet the Team
The people behind
the policy.
Tyler Hetzel
Agency Owner
Tyler brings experience in personal, farm, and commercial insurance, with a focus on helping clients understand their coverage and avoid surprises at claim time. As an independent agent, he works across multiple carriers to find practical, cost-effective solutions tailored to each client's situation.
Ready to get
started?
Whether you need a new policy or want a second opinion on your current coverage, we're here to help.